FAQs

An auto title loan, also known as a car title loan, pink slip loan, car equity loan, or auto collateral loan, allows you to offer the title of your vehicle as collateral for a loan. Auto title lenders loan a percentage of the vehicle’s value and place a lien on the title for a period during which the loan is outstanding. Once you’ve fully satisfied the repayment terms, the lien is removed and the title is immediately returned to you.


We require that your vehicle be paid-off, or nearly paid-off, that you have a source of income, and a willingness to repay the loan. If you have a few payments left on your current auto loan and don’t have title, we will consider the equity in your vehicle and do our utmost to assist you.


In most cases, you will need to provide basic documentation such as a valid driver’s license, personal references, verification of your residence, evidence of income, and the title of the vehicle.


We make it easy. Feel free to call us at 1-800-411-4184 and one of our friendly and knowledgeable client service representatives will assist you. Or you can easily fill in your information HERE and we will get right back to you.


The entire process is incredibly fast and easy with Title for Cash Now. It only takes a few short minutes in order to qualify for your auto title loan. Funds can be given to you in as little as 30 minutes. It is a very quick process, and having the required information will make it that much easier for you to receive your money.


Generally speaking, yes, but if it’s not, we still may be able to loan you money. If you have a few loan payments remaining with another financial institution such as an auto dealership, bank, credit union or another title lender, and you have adequate equity in your auto, we will do whatever we can to help you. As long as you can pay for a new loan, we may be able to pay off your existing loan and provide you with additional cash. We understand that each client’s situation is unique and we strive to meet those needs. So please contact us at 1-800-411-4184 so that we may evaluate your situation and provide any assistance we can.


No. We do not require you to have a bank account in order to qualify for a loan with Title for Cash Now.


No. However, you will need to show that you have the ability to repay the loan and make periodic payments. Therefore, you will need to verify that you have some form of income stream in order to make the minimum payments. Feel free to call us at 1-800-411-4184 with any questions.


Yes. You will need to show proof of income that enables you to make the minimum monthly payments. This applies to consultants, contract employees or those that are self-employed. You have our full commitment to assist you with your individual circumstances.


The state of California minimum is $2,510 and the maximum is $50,000. Actual loan amounts will vary for each client and will be based upon the value of your vehicle and your ability to repay the loan.


The value of your car must exceed the amount you are borrowing. We can tell you in just a few short minutes how much we can lend you. You can simply call us at 1-800-411-4184 or enter your information HERE for a FREE, no obligation quote.


The amount we will lend is based upon a percentage of the vehicle’s value, source of income, and your ability to repay the loan. You can quickly and easily find out how much you can borrow by completing our fast and easy ONLINE APPLICATION today.


Our loan repayment terms vary from 12 to 48 months. This will depend on the amount of the loan, the value of the vehicle, and your ability to repay the loan.


No. We never assess any penalties for repaying your auto title loan early. We actually encourage you to do so. By paying more to principal than the required monthly payment, it allows you to pay off your loan sooner, and more importantly, pay less in interest. Auto title loans are typically short-term loans and should be used judiciously. You can begin the application process by completing our fast and easy ONLINE APPLICATION today.


Yes. Clients must provide documentation that they currently reside in the State of California. Please feel free to call us at 1-800-411-4184 so that we can assist you further.


Yes, of course. The best thing about an auto title loan is that you get to keep and drive your car. The lender merely holds the vehicle’s title for the length of the loan term, all the while you continue to drive your car.


No. We are happy to provide you with a hassle free, no obligation quote.


Once your auto title loan is approved and you’ve accepted the terms and conditions of the loan, you can easily stop by our office to instantly pick up your money. Please visit our CONTACT US page for our address and directions, or simply call us at 1-800-411-4184 and we can assist you further.


No. We handle all DMV paperwork. We’ve made the process easy and convenient for you since we have a commercial account with the DMV. All you need to do is bring in all of the required documentation to be approved for your loan and we will take care of all the paperwork.


We are happy to evaluate all vehicle makes and models, and classic cars will be considered on a case-by-case basis.


Yes. All names listed on title must provide the required documentation and must be present at time of approval in order to sign the required paperwork to fund the loan.


Yes. We can refinance your existing loan and/or possibly offer to loan you additional funds. Both scenarios will depend upon the terms and conditions of your existing loan and the current value and condition of your vehicle. Allow us to value your vehicle, analyze your current loan terms, and we will do everything we can to improve your financial situation.


With ever increasing regulations and underwriting standards being placed on traditional banks, the vast majority of borrowers will not qualify for a traditional bank loan. Furthermore, auto title loans are processed much faster and have far fewer requirements than traditional bank loans. At Title for Cash Now, we’re here to lead you down a path to fiscal responsibility by structuring a product that best fits your financial needs. A client service representative is standing by at 1-800-411-4184 to answer any of your questions.


Payday loan terms are typically made with very short repayment terms lasting from only weeks to months. On the other hand, auto title loans have much longer repayment terms typically measured in years. This is a benefit to you in that it results in lower monthly payments for similar loan amounts.


In almost all cases, no. Title for Cash Now does not have any credit score requirements. Auto title loans are secured with your vehicle’s title as collateral for the loan. If, however, the requested loan amount is for a large sum, we may run a credit check in order to obtain a more complete borrower profile.


Unlike many other auto title lenders, we do not install GPS tracking devices on all client vehicles. If, however, the requested loan amount is for a large sum, we may install them in order to mitigate the added risks involved.


To learn more, speak with an experienced client team member today by calling 1-800-411-4184 or email us at info@TitleForCashNow.com.